Sandra Venetis, ChFC CLU MSFS MSM ATA CFP

Sandra Venetis has over 25 years experience in Financial Services.

Educational background:

· Master's Degree - American College '93

· Bachelor Degree - Upsala College '73

 

Educational expertise that Sandra brings to her business:

· Two Master's degrees from The American College; one in the area of Financial Services and the other in Management Sciences.

· The designation of Certified Financial Planner.

· The Chartered Life Underwriter and Chartered Financial Consultant designation.

· An Enrolled Agent authorized to practice before the IRS.

· Accredited Tax Advisor.

· Sandra is a member of the Financial Planning Association.

Sandra is the President of Systematic Financial Associates, located in Whitehouse Station, which operates as a fee-only financial planning firm.

Sandra works with individuals and businesses on Financial Planning, Investment Management, and Tax Preparation.

Rob Hannay , CA, CFP                                                                                                                          

Rob joined SFA in November 2006 after retiring from Bristol-Myers Squibb in Princeton after 21 years of service.   

Educational background:

· BA (Hons) in Social Sciences, from Leicester University, England

· CA (Chartered Accountant) Member of the Canadian Institute of Chartered Accountants

Educational expertise that Rob brings to his position:

· The designation of Certified Financial Planner.

· Controller and Vice President for Bristol-Myers Squibb in Europe.

· 10 years experience as VP Sourcing for BMS in US.

· Member of Financial Planning Association.

 

Rob is the Office Manager for Systematic Financial.

Rob works with individuals on Financial Planning, Investment Management, and Tax Preparation.

Patricia Space

Patricia has been in the Financial Services industry for over 14 years. She rejoined Systematic Financial in June, 1999.

Educational background:

· Bachelor Degree - Cedar Crest College

 

Educational expertise that Patricia brings to her position:

· Completed coursework in financial planning, investments, estate planning, retirement planning, and taxation.

· Extensive background in all lines of insurance.

· Background in real estate.

· Patricia is a member of the National Association of Tax Professionals.

 

Patricia works with individuals and businesses in Tax Preparation and assists Sandra with investment management and financial planning.

Lissa Leslie

Lissa has been in the Financial Services industry for over 26 years.  She joined Systematic Financial in July, 2003.

Educational expertise that Lissa brings to her position:

· Broad understanding of Fixed Income products.

· General knowledge of bond trading.

· Experience with mutual fund liquidation.

· Extensive background in back office operations administration.

· Completed courses in taxation and tax planning.

· Coordinator for SEC and NASD audits.

 

Lissa works with individuals in Tax Preparation and is our Compliance Officer for SFA.

Catherine Maxwell, CPA MBA

Catherine has been in the Corporate Financial field for over 10 years.  She joined Systematic Financial in September, 2004.

Educational background:

· Master's Degree, Seton Hall University

· Bachelor Degree, William Patterson College

·  

Educational expertise that Catherine brings to her position:

· Master of Business Administration, Finance.

· Former CFO, AT&T, Bedminster.

· Extensive background in analysis and reconciliation of financial data.

· Background in payroll, sales reports, and balance sheets.

· Experience as a legal assistant.

 

Catherine works with businesses and individuals in Tax Preparation and Planning.

Angella Henry, CFP

Angella has been an investment advisor since 1987.  She joined Systematic Financial in January, 2005.

Educational background:

· Bachelor Degree, Rutgers University

 

Educational expertise that Angella brings to her position:

· The designation of Certified Financial Planner.

· Licensed insurance professional

· Former Vice President, Senior Financial Advisor for Merrill Lynch

· Extensive background with fixed income securities and equity investments

· Member of Financial Planning Association and the National Association of Tax Professionals.

 

Angella assists Sandra with investment management and financial planning and works with individuals and businesses in tax preparation.

IMPORTANT DEFINITIONS

Certified Financial Planner™ (CFP®) - A professional financial planner who has completed a series of courses and has passed examinations in subject areas such as insurance, securities and taxes. The designation is awarded by the Institute of Certified Financial Planners.

Registered Investment Adviser ( RIA) - A person or business who, for compensation, engages in the business of advising others as to the value of securities or the advisability of purchasing or selling securities. RIAs are required to register with the Securities and Exchange Commission.

Form ADV - The uniform form for use by investment advisors to register and update registrations with the Securities and Exchange Commission and the jurisdictions that require advisors to register. The form is also used to comply with SEC Rule 206(4)-4, which obligates investment advisors to disclose relevant financial and disciplinary information to clients.

Professional Investment Manager - A person who, for a fee, offers professional advice on the development of an investment plan and buys and sells securities on behalf of the customer to implement that plan. A professional investment manager may hold qualifications such as Certified Financial Planner, Registered Investment Adviser and/or Registered Broker.
 
 
Enrolled Agent - A person who is a specialist in the field of taxation, able to prepare returns for individuals, partnerships, corporations, trusts, estates, and other taxable entities. Enrolled agents are also authorized to appear on behalf (or in place) of taxpayers before the Internal Revenue Service. Only Enrolled Agents, CPA's, and attorneys have this license.

Chartered Financial Consultant (ChFC) - A person who has completed ten courses providing in-depth knowledge of the skills needed to perform comprehensive financial planning for their clients. The ChFC program focuses on the comprehensive financial planning process as an organized way to collect and analyze information on a client's financial goals; and to formulate, implement, and monitor a comprehensive plan to achieve those goals.

Chartered Life Underwriter (CLU) - A person who has completed ten courses providing insights into the life insurance business, its importance to the economy, its operation and distribution systems, and its resurging importance for safe and secure investments. The CLU designation is the undisputed professional credential for persons involved in the protection, accumulation, preservation, and distribution of the economic values of human life.

Master of Science in Financial Services (MSFS) - A person who has completed a premier educational program for those financial services professionals whose goal in client service is to maintain the highest level of technical knowledge and practical application in serving their clients. It is designed to permit professionals to keep current in a particular area or to pursue knowledge encompassing all aspects of financial planning.

Financial Paraplanner - A person who has completed the Foundations in Financial Planning Program and served an internship in the financial services industry. The Foundations in Financial Planning Program covers fundamental information on all aspects of the financial planning process. It presents a systematic introduction to different product categories, essential terminology, and general concepts of the process.

Accredited Tax Advisor (ATA) - A person who can handle all the tax needs of highly compensated clients and owners of closely held businesses, including evaluating qualified retirement plans and recommending advanced estate planning techniques. The Accredited Tax Advisor program is made up of six courses covering such tax issues as: entity selection and operation of proprietorships, partnerships and corporations; taxation of qualified plan distributions and plan selection; charitable giving techniques; revocable living trusts, tax return filing considerations; and compensation planning techniques. >

 

 

James Marshall

James has been in financial services for over ten years and is experiences in many facets of the industry.

 

Educational background:

· Bachelor Degree, Brooklyn College

 

Educational expertise that Angella brings to her position:

· Has experience as an investment advisor and investment operations.

· ‘Former Assistant Vice President at Merrill Lynch

· Extensive knowledge of equity, fixed income and alternative investments.

 

James assists Sandi and Angella with investment management and financial planning . James also works with individuals and business in tax preparation.